Looking for where you can Buy Now Pay Later in the United States using PayPal Pay in 4? We've shortlisted some of the best online retailers across various categories that accept this payment option.
Our top picks for clothing stores where you can use PayPal Pay in 4 include Revolve clothing, ASOS, Modcloth and more. Find clothing, footwear, sportswear and everything you need to suit your style.
PayPal Pay in 4 is a great way to buy now pay later on electronics and tech products like mobile phones, laptops, tablets, video game consoles, camera gear and so much more.
Find sporting goods, fan gear, gym clothing and all your fitness needs at the following stores. Simply select PayPal during the checkout process and then 'Pay in 4' to split up your purchase.
Buy now pay later on living room furniture, home decor, beds and mattresses and so much more. Some of the best online furniture retailers with PayPal include.
We've shortlisted leading online retailers for beauty and skincare products where you can select PayPal Pay in 4. Find all your favourite beauty brands at the following stores.
Don't forget about your little four pawed friends. Shop dog and cat good, pet toys, accessories and all your pet needs.
Pay using PayPal Pay in 4 on jewelry like necklaces, earrings, bracelets, charms, engagement rings and so much more.
Shop all your baby needs like clothing, prams and strollers, toys and more at the following online retailers.
PayPal Pay in 4 is a 'buy now, pay later' payment option that allows you to easily split online purchases into four interest-free installments. When you check out online with participating retailers, you can select Pay in 4 (if you qualify). You pay a portion of the total upfront, then make the remaining payments over a set schedule (usually every two weeks). We've made the process easy by putting together a list of the some of the top online stores where you can use PayPal Pay in 4.
Interest: Pay in 4 does not charge interest for on-time payments in the U.S.
Fees: As of now, PayPal typically does not charge late fees for Pay in 4 in the U.S., but terms can vary. If you miss a payment, PayPal may restrict your account or deny future Pay in 4 requests. Always check the latest policy details on your PayPal account page.
Yes. Generally, your purchase must meet a minimum threshold to be eligible for Pay in 4. In the United States, that minimum is often $30 (but can vary slightly by merchant). If your cart total is below that amount, you won't be able to see the Pay in 4 option.
The upper limit for Pay in 4 is typically $1,500 for most eligible purchases in the U.S. However, PayPal may offer you a lower personalized limit based on factors like your credit history or how long you’ve been a PayPal user. If your purchase is above the eligible limit, you won’t be able to select Pay in 4 at checkout.