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Klarna logo

Klarna Stores in Australia

Klarna is one of the world's leading BNPL (Buy Now Pay Later) providers, and is now available in Australia. Klarna provides a payment service that gives Australian shoppers the ability to Pay over time in 4 simple interest-free instalments. Looking to find who offers Klarna? Search above to uncover leading retailers in Australia who offer Klarna at the checkout.

Popular Online Retailers with Klarna

Bondi Beach Surf

City Beach

fashion by tommy

Tommy Hilfiger

hamilton sofa

Freedom Furniture

inika cosmetics

Oz Hair & Beauty

jewellery

Shiels

tv in living room

VideoPro

laptop and camera

digiDirect

Ozsale

kitchen

Appliances Online

fashion model with handbag

Calvin Klein

What is Klarna?

Founded by three Swedish entrepreneurs from the Sweden School of Economics in 2005, they have built one of the countries largest fintech companies with over 4000 employees. They offer customers a simple and easy solution to Buy Now Pay Later payment services. Despite beginning their journey in Sweden, Klarna is now available in 17 locations throughout the globe including the United States, Canada, Australia and the United Kingdom, and is said to have over 90 million active customers and 250k merchants. In Australia, Klarna works by splitting the cost into four interest-free payments (one every two weeks).

Introduction to Buy Now, Pay Later (BNPL)

Buy Now, Pay Later (also known as BNPL) has fast become a popular payment solution that has been transforming the way people shop, offering more flexibility and convenience for everyday purchases. With BNPL, shoppers can split the cost of their purchases into smaller, more manageable installments, or delay payment entirely for a set period, all without the need for a traditional credit card. Klarna is an interest-free payment option makes it easy to budget for big-ticket items, or treat yourself to something special (we all deserve an early birthday present). Popular BNPL providers like Klarna, Afterpay, and Zip have partnered with many retailers, so whether you are upgrading your wardrobe, furnishing your home, or buying the latest tech and gadgets, BNPL gives you the freedom to purchase what you need now while paying later.

What are the requirements to be able to shop using Klarna

  • Must be at least 18 years of age
  • Must have a valid email address and mobile phone number
  • Have a valid Australian credit or debit card
  • Living in Australia with a Australian billing address

Frequently Asked Questions about Klarna

What is Klarna?

Klarna is a buy now, pay later (BNPL) service that allows you to split your payments into installments or pay later in full, giving you flexibility and convenience when shopping online or in-store.

How does Klarna work?

Klarna lets you shop at participating stores and split your payments into 4 interest-free installments or delay payment for up to 30 days. Simply choose Klarna at checkout and follow the prompts.

Which stores accept Klarna in Australia?

Many popular retailers across fashion, beauty, electronics, and home goods accept Klarna in Australia. Explore our list of Klarna partner stores to find where you can shop.

What are the benefits of using Klarna?

Klarna offers interest-free payment plans, flexible repayment options, and a seamless shopping experience. It's available at thousands of stores and provides buyer protection.

Are there fees for using Klarna?

Klarna is free to use for on-time payments. However, late fees may apply if you miss a payment. Always check the terms when you shop.

How do I know if a store accepts Klarna?

Look for the Klarna logo at checkout or use the Klarna app to browse participating merchants. You can also explore our list of Klarna retailers in Australia.

Is Klarna safe to use?

Yes, Klarna is safe and secure. It uses industry-standard encryption to protect your payment and personal information.

What happens if I miss a payment?

If you miss a payment, Klarna may charge a late fee, and your ability to use Klarna in the future could be impacted. It is recommended to stay on top of payment schedules to avoid penalties.

How do I manage my Klarna payments?

You can manage your payments through the Klarna app or website. Log in to view your orders, upcoming payments, and transaction history.

Does Klarna affect my credit score?

Klarna may perform a soft credit check when you create an account or apply for certain payment plans. Missing payments can impact your credit score.

How do I contact Klarna for support?

For support, visit Klarna’s help center or contact their customer service through the app or website.