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Who accepts PayPal Pay in 4

We've Shortlisted the Best Online Stores that have PayPal Pay-in-4

Looking for stores that accept PayPal Pay in 4? As one of countries leading Buy Now Pay Later Payment options available to Australians, there are a wide range of top retailers where you can find it. We've shortlisted some of the best online stores where you can checkout using the popular payment method.

Popular Stores with PayPal Pay in 4

Clothing & Fashion

Buy now, pay later using PayPal Pay-in-4 on all your fashion needs. Find a wide range of mens and womens clothing and shoes at top retailers like the ones mentioned below.

fashion by asos

ASOS

Bondi Beach Surf

City Beach

belted dress

Shein

Electronics & Tech

Get all the latest electronics and tech at retailers like Good Guys, Digi Direct and Betta. Find your next smartphone, laptop or tablet at any of the PayPal stores listed below.

kitchen appliances

Betta Home Living

Fridge in Kitchen

Bing Lee

laptop and camera

digiDirect

Sporting Goods & Footwear

Pay in interest-free instalments using PayPal Pay-in-4 on all your sporting goods and fitness essentials. Fitness Equipment, Running Shoes, Gymwear. You'll find it all.

Gym and fitness

Rebel Sport

running with nike shoes

Intersport

Surfstitch Fashion Styles

SurfStitch

muscle nation team

Muscle Nation

Furniture & Home Decor

Style your home with the latest trending home decor and furniture at the retailers listed below. Simply select PayPal as your payment method at Checkout, then select PayPal Pay-in-4.

living room

Mocka

living room

Lounge Lovers

hamilton sofa

Freedom Furniture

Beauty & Skincare

Shop now and pay later on all the biggest brands of skincare, beauty and fragrances at these PayPal Stores. Select PayPal at checkout, then split your payment into instalments by then selecting PayPal Pay-in-4.

inika cosmetics

Oz Hair & Beauty

redwin beauty products

Chemist Direct

blackmores fishoil

Pharmacy Online

Pet Products

Don't forget about all your furry friends. Find dog and cat food, toys, medications and all your pet needs at the stores listed below. Your four-pawed friends will thank you for it.

evie the dog

Petstock

cute cat

Lucky Pet

Dog on Sofa

Petbarn

labrador puppy

Petpost

Jewellery

Avoid the upfront expense of paying for jewellery all in one go. Split it into easy instalments using PayPal Pay-in-4. Some of our top picks for finding jewellery and watches are:

jewellery

Shiels

Angara jewellery rings

Angara

ts watches

Thomas Sabo

Baby & Kids

Baby Bunting

cute nursery

Baby Village

kids nike shoes

Shoes & Sox

stroller

Bugaboo

Gifts & Flowers

hamper

Gourmet Basket

flowers and gifts

Easyflowers

gift ideas

Gifts Australia

craft beer

Barrel & Batch

What is PayPal Pay in 4?

PayPal Pay in 4 is a BNPL (buy now pay later) service offered by PayPal that allows shoppers to split their purchase into four interest-free payments. It is designed to make shopping easier by breaking payments into manageable installments, while still receiving your goods upfront. Note: It is only available online and not in-store.

PayPal Pay in 4 is available at just about all online stores that offer PayPal as an accepted payment option. Some exclusions may apply.

How does PayPal Pay in 4 work?

  1. Choose PayPal as your payment method at checkout.
  2. Then select "'"Pay Later with Pay in 4 from PayPal"
  3. Complete the quick application (you'll know within seconds if you're approved).
  4. Make the first payment at checkout, and the remaining three payments are deducted automatically every two weeks.
  5. Enjoy your purchase while paying over time!

Who can use PayPal Pay in 4?

  • Over 18 years of age
  • Must have a valid email address and mobile phone number
  • Own a valid Australian credit or debit card
  • Reside in Australia and provide a local shipping address

What does it cost?

Like many of the other popular BNPL payment methods, PayPal Pay in 4 is interest-free with no additional fees if payments are made on time. However, late fees may apply if you miss a payment, depending on PayPal's policies.

Is there a minimum spend?

Yes, PayPal Pay in 4 typically requires a minimum purchase amount of AUD $30. The exact amount may vary by retailer.

Is there a spending limit with PayPal Pay in 4?

The spending limit depends on your PayPal account and the retailer, but it generally ranges up to AUD $2,000. Approval is determined case-by-case.

How many orders can I have?

PayPal does not specify a limit on active Pay in 4 orders, but approval depends on your account history and creditworthiness.

What if I haven’t received my goods?

If you haven’t received your goods, it's best to reach out to the retailer you purchased from. If they don't respond, then you can open a dispute through PayPal's Resolution Center. PayPal’s Buyer Protection may cover eligible purchases.

Is PayPal Pay in 4 available in the United States?

Yes, PayPal Pay in 4 can also be used in various countries throughout the world, including the United States. View our list of leading online retailers that accept PayPal Pay in 4 in the US.