How it works!
With Pay Later Finder, you can search and find 'Buy Now Pay Later' retailers for just about anything you can possibly think of! We search millions of products to match your searches to the perfect store results! Give it a try!

Buy Now Pay Later on Furniture

Uncover the Best Online Stores in the United States where you can Buy Now Pay Later on home furniture like sofas, dining tables and chairs, coffee tables and so much more. We shortlist the top retailers where you can split up your purchase using payment methods like Affirm, Klarna and Afterpay.

Popular Stores where you can Buy Now Pay Later on Home Furniture

living room sofa

Burrow

living room

Castlery

plush mattress

Saatva

modern kitchen

Walmart

View more Affirm Stores for Furniture

bedroom furniture

Rove Concepts

light blue sofa

Anthropologie

designer bag

Ssense

mattress

Emma Sleep

View more stores for furniture using Klarna

living room sofa

25 Home

accent chairs

Aosom

bed linen

Brooklinen

outdoors

Best Choice Products

More Shops that accept Afterpay

queen bed

AllModern

living room furniture

Sundays

office furniture

Haworth

outdoor sofa

Outer

How do I use these Buy Now Pay Later payment methods for purchasing furniture online?

The payment methods listed above (Affirm, Afterpay & Klarna) all work in a similar way. We are going to use Affirm as an example below, but the other payment methods can be used in the same way.

  • Step 1 Browse any participating website (like the ones mentioned above) and add you furniture item (or items) to your shopping cart.
  • Step 2 At checkout, select a BNPL payment method as your preferred payment option (for example: Affirm, Afterpay or Klarna).
  • Step 3 Choose a payment plan that suits your budget.
  • Step 4 Complete the simple online application, with instant approval decisions.
  • Step 5 Enjoy your purchase

What are the advantages of buying furniture items with these payment methods?

It makes it easy to spread the cost of high-ticket items like sofas, dining sets, or bedroom furniture without the need for paying for it all upfront in one big transaction, and without the need to use a credit card. Purchasing buy now pay later furniture is ideal for those who want quality furniture now but prefer paying in installments. They will clearly display the total cost of the purchase, so there are no surprises. Approval decisions are instant, making it really easy to use while shopping online.

Types of Furniture you can purchase with Affirm, Afterpay and Klarna

You can buy now and pay later on all kinds of furniture, depending what is offered at Participating Retailers like the ones featured above. You can find living room furniture like sofas and coffee tables, bedroom sets, mattresses and dressers. You can get your outdoor areas looking amazing with outdoor furniture like patio sets, outdoor sofas and fire pits. There is a maximum spend limit which may cap the amount you can spend, but this varies based on the payment provider, and can also vary depending on your history with the payment provider. Best to just add your items to cart and see what is offered to you at Checkout.

Where can I Buy Now Pay Later on Living Room Furniture?

Wanting to know where you can buy living room furniture like sofas and sectionals, coffee tables and ottomans? Most BNPL payment methods have a purchase amount limit of around $2,000 USD, so you can definately purchase living room furniture as long as it is within the maximum spend limits of the payment provider. Some of our top picks for best stores where you can buy now pay later on living room furniture include Castlery, Burrow and Albany Park which all offer Affirm at checkout.

Best Stores to Buy Now Pay Later on Outdoor Furniture

Outdoor Furniture like outdoor sofas, outdoor dining tables and chairs, and even fire pits can also you purchased using some of the financing methods mentioned above. Our top choices where you can buy now pay later on outdoor furniture include online retailers Outer (which offers PayPal Pay-in-4), Neighbor (PayPal Pay-in-4) & Castlery (Affirm).

How to find more Furniture Stores where you can pay later

Uncovering retailers that offer Buy Now Pay Later payment methods is easy using our US version of PayLaterFinder. Here there and then search for your the type of item you are looking for (for example 'dining table') and then it will match that search with leading online stores that offer that particular item. Give it a try!